Our Team


Andrew Friedman

President and Founder

Andrew has been providing comprehensive estate, insurance, and wealth management strategies for high net worth clients since 1982. Andrew is a Certified Sustainable Investment Professional, Certified Financial Planner, a member of the Financial Planning Association and a Registered Investment Advisor. He was a member of the advisory board for American Portfolios Financial Services and is on the Board of Directors for the Sean Kimerling Testicular Cancer Foundation. Andrew graduated from the University of Wisconsin and has received numerous industry awards and non-profit acknowledgements throughout his career. Andrew has been a member of the Financial Planning Association since 1997 and is a member of The Forum for Sustainable and Responsible Investment.  http://www.ussif.org/about



Christopher Chiou

Chief Investment Officer

Chris  joined AJF Financial Services, Inc. in September 2013. He has over 14 years of experience in equities and investments. Chris received a B.S. in Finance and Marketing from New York University's Stern School of Business and completed his CFP ®  certification January of 2016.



Michael Ryan

Chief Compliance Officer

Michael joined AJF Financial Services, Inc. in November 2004. He has over ten years experience in corporate financial banking as well as a background in accounting and computers. He is responsible for managing AJF Financial Services' compliance policy and managing the day-to-day affairs of our office. Michael is committed to providing personalized professional service and dedication to our clients. Michael attended Pace University where he studied accounting.



Ryan Arnez Monroe

Chief Business Development Officer

Ryan joined AJF Financial Services, Inc. in August 2015. He has 10+ years of experience within the financial services industry and has held various roles relating to business development, relationship management within wealth management. Ryan passed the Series 7,63,65 Securities Licenses and registered in New York State as a Life/Health/Variable Agent. Ryan received a B.B.A in Finance from Pace University's Lubin School of Business and completed his Sustainable Investment Professional Certification September of 2016.